Retirement Plans for Small Businesses-What are you waiting for?

If you are self-employed or own a small business and you haven't established a retirement savings plan, what are you waiting for? A retirement plan can help you and your employees save for the future and defer taxes. How will you get Secure Retirement Income? And Stay Retired in the Income Phase. Tax advantages for Tax Efficient Financial Planning A retirement plan can have significant tax advantages: Your contributions are deductible when made. Your contributions aren't taxed to an employee until distributed from the plan. Money in the retirement program grows tax deferred (or, in the case of Roth accounts, potentially tax free). Which plan is right for you? With a dizzying array of retirem

4 Keys to Shape Up Your Portfolio for Retirement

"Save Your Wealth - Save Your Health" Michele Nami-von Hoven Is it time to take stock of your portfolio, your 401K, 403b, 457 plan or IRA's? Have they been on auto pilot? What assets do you have to pay for your retirement expenses? These are just a few questions to consider for a check-up. The following will help you consider some key points when managing your portfolio for retirement: Key 1 - Take stock of your situation. What are your dreams for retirement? How will variations in your portfolio affect returns when it's time to turn your Accumulation portfolio into a De-cumulation portfolio and provide your paycheck in retirement? The De-cumulation phase of your portfolio is dif

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